Business Banking
Included services are:
- Remote deposit capture
- Wire origination
- ACH origination
- Merchant services
- Online banking and bill pay
- Mobile banking
- Debit card
- Electronic Statement Delivery ($4.95 fee if mailed)
Commercial Checking
- Minimum deposit to open account is $300
- Account Analysis fees
- $15 Monthly Maintenance Fee
- Per Check Charge: $0.20
- Per Deposit Charge: $0.50
- Per Transit Deposited: $0.25
- Per Rolled Coin: $0.25
- Per Strapped Bills: $0.65
- Per Wire Transfer In/Out: $15.00
- Per Charged Back Check: $7.00
- A fee may be applicable to large currency and/or coin change orders.
- You may avoid a service charged if your earnings credit is greater than total charges for that calendar month. Earnings credit will be calculated by using the 91 Day T-Bill Rate published on the first of the month and obtaining a three month average using the three most current months.
Small Business Checking
- $100 minimum deposit to open
- $10 service charge waived with minimum daily balance of $1000
- Fee of $0.25 per item after first 100 (Item = any credit or debit to account including per transit deposited)
Real Estate Loans
All types of commercial and residential properties
Equipment Financing
Designed to help you replace long term assets such as machinery, equipment and company vehicles
Lines of Credits
Get the funds you need for seasonal opportunities, business expansion or unexpected business needs
Interim Construction Loans
Acquisition, construction and short-term permanent (mini-perm) financing.
Church Loans
The churches of North Texas are important to our community – and to us. We’ve worked with several churches on new construction, expansion financing and debt refinancing.
Online Banking
Retrieve all your bank account information 24 hours a day, 7 days a week, 52 weeks a year with HBTX’s Online Banking. Utilize our Online Cash Management to set up multiple users with individual access rights.
Remote Deposit Capture
Electronically deposit checks, money orders, and certified checks the moment you receive them without leaving your office utilizing your PC and an HBTX check scanner.
ACH Origination
Make regular and one-time deposits into employee bank accounts, make vendor payments, or collect membership fees/donations using HBTX’s ACH (Automated Clearing House) Origination service via our Online Cash Management tool.
Wire Transfers
When you need to transfer funds for same-day settlement, a wire transfer is the choice to make. HBTXs wire transfers are secure and immediate.
Merchant Card Services
We are proud to partner with TIB Merchant Services which features a complete turnkey offering for your business to process card payments securely and efficiently. Our full line of fast and convenient payment processing services will provide a solution tailor-made for your business. Whether you need a point-of-sale solution, an eCommerce solution or a mobile payment solution, we offer the latest technology. We will provide a free cost analysis and assessment to determine which payment processing solution best suits your individual business needs. Next business day funding to accelerate your cash flow and competitive pricing to help reduce your expenses. Contact us today! We look forward to working with you!
- Free cost analysis and assessment
- Competitive pricing to help reduce expenses
- Next business day funding to accelerate cash flow
- Latest technology
- Point of sale, eCommerce, and mobile payment solutions
- Business to Business payment solutions
- Technical Support 24/7/365
- Exceptional customer service
Sweep Services
HomeBank Texas provides sweep services to allow your business to set a target balance in your operating account or main checking account and will automatically sweep over any excess balances to an interest bearing account.
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