What Does HomeBank Texas Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- Account Balances
- Payment History
- Transaction History
- Account Transactions
- Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HomeBank Texas chooses to share; and whether you can limit this sharing.
How does HomeBank Texas protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does HomeBank Texas collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Pay your bills
- Apply for a loan
- Make deposits or withdrawals from your account
- Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates – Companies related by common ownership or control. The can be financial and non-financial companies.
- HomeBank Texas does not share with our affiliates.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and non-financial companies.
- HomeBank Texas does not share with nonaffiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- HomeBank Texas does not jointly market.
For Texas Bank Customers – HomeBank Texas is chartered, licensed or registered under laws of the State of Texas and, by state law, is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against HomeBank Texas should contact the Texas Department of Banking through one of the means indicated below:
In person, or by U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4294
Telephone No. (877) 276-5554;
E-mail: consumer.complaints@dob.texas.gov
Website: http://www.dob.texas.gov/banks-trust-companies/how-file-complaint.